2012 Calendar Available Now!!


The girls of the Dakotas invite you to the Fishing Buddy Girls Calendar.This 12 month (8.5 x 11) full glossy hunting and fishing calendar features six models from North Dakota and six from South Dakota wearing swimwear while holding their catch of the day in the Dakotas.

Each month of this hunting and fishing calendarfeatures a different model with a large picture and two smaller pictures along with a short bio editorial.The bottom page will include the days of the month with major holidays and a solunar table along with the exact best times to fish and hunt so anglers and hunters can plan the best possible days to plan an outing.
Do it for the cause as a portion of the proceeds will be used to benefit charity.













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Vanguard Fund question

by , Posted to on 02/03/2012 7:44 PM | "Quote" | "Quick Reply" |

Joined: 10/30/2006
Location: ND
 i know i know, its not a hunting or fishing question, but it is very important to me.
does anyone have any experience with these for 401k's? i have the option to put it all in the vanguard target retirement 2050 fund or move it all around...any advise?
THANK YOU!!!
If you can read this, thank a teacher. If you can read this in english, thank a vet.
Re: Vanguard Fund question
by on 02/03/2012 7:55 PM | Reply #1 | "Quote" | "Quick Reply" |

Joined: 05/04/2007
Location: ND
I put 1/2 mine in VIPSX... a slow steady climb. The balance in high risk, high return stuff. And VIPSX will help with inflation that's sure to come with money printing idiots running things.
Democracy is two wolves and a lamb voting on what to have for lunch.
Liberty is a well-armed lamb contesting the vote.
Re: Vanguard Fund question
by on 02/03/2012 8:03 PM | Reply #2 | "Quote" | "Quick Reply" |

Joined: 07/10/2010
Location: ND
Vanguard is a very efficient and reputable outfit. I have used them for many years. Don't hessitate a bit.
Re: Vanguard Fund question
by on 02/03/2012 10:51 PM | Reply #3 | "Quote" | "Quick Reply" |

Joined: 03/31/2002
Location: ND
I have some in the 2020 target fund. Been very good to me.
Second place is the first loser
Re: Vanguard Fund question
by on 02/04/2012 10:37 AM | Reply #4 | "Quote" | "Quick Reply" |

Joined: 07/09/2009
Location: ND
I've got some in two different Vanguard funds, both made about 6% over the last 12 months. Not a huge gain, but better than CDs especially in a tough year for the stock market in general.
Re: Vanguard Fund question
by on 02/04/2012 2:05 PM | Reply #5 | "Quote" | "Quick Reply" |

Joined: 01/09/2002
Location: ND
tinker Said:
 i know i know, its not a hunting or fishing question, but it is very important to me.
does anyone have any experience with these for 401k's? i have the option to put it all in the vanguard target retirement 2050 fund or move it all around...any advise?
THANK YOU!!!
All depends on your risk tolerance.  If you are a young person, as the Target 2050 would suggest, I would say go for it.  That fund would be heavily invested in high risk, high reward kinds of investments based on the premise that you have many years to go before retirement. 

I, on the other hand, goofed around by spending 4 years in the oilfield, 4 in the Corps, and then 8 in school before I got serious about saving for retirement.  Hence, unlike others of my age I am still playing more of the high risk, high reward than such a Target 2030 fund would have adjusted my investments towards if I had been in it for the past 15-20 years.  Note, while risky now, this fund in 25 years will be mostly invested in low yield, but safer bonds.

Bottomline, if you are young enough, I like the idea of those retirement funds with a date on them.  Otherwise you may wish to simply get a financial advisor and have them help you set some goals for savings.

And, in general, I would strongly encourage you to take advantage of any retirement seminars (even if you are in your 20s) that may be offered by your employers.  Lot of employers (including mine) that think you don't need to take a retirement planning class until you are 5 years away from pulling the plug.  That's horsecrap, the time to think about it and develop a plan is when you are young and first starting a career.
“Sometimes I wonder whether the world is being run by smart people who are putting us on or by imbeciles who really mean it.” ~ Mark Twain
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Posted On: 02/03/2012 7:44 PM
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Tags: question, vanguard, fund, 401k, important, hunting, fishing, anyone, experience, retirement
More Tags: Vanguard Fund, Human InterestBusiness_Finance
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